If you are unable to work because of a disability, you may be concerned about how you will pay for medical expenses, living expenses, and long-term care. Social Security, the social safety net in the United States, protects those who cannot work due to age, injury or illness. Social Security Disability Insurance (SSD or SSDI) is available to “insured” workers. An insured worker is a worker who has worked long enough and paid enough in Social Security taxes to accumulate enough work credits to qualify. The program makes payments to individuals who are unable to work, often due to a combination of age, education, medical condition, and work experience, with the most important factor being a medical condition that is expected to last one year or is expected to result in death.
Unfortunately, getting approved for SSD benefits isn’t always easy, even when you may be entitled to them. The SSD benefits process is long and oftentimes complex. The vast majority of SSD claims are denied at the initial claim level. Most claims will need to go to a hearing before benefits will be received. Hiring an SSD attorney can drastically improve your chances of getting approved and receiving the money and benefits you need. Your attorney will ensure that all medical evidence is presented clearly and that your case is properly developed prior to your hearing. From the initial application process to the hearings, your Social Security Disability attorney will be with you every step of the way.